$200,000 Home

Cost of Home with a 10% Down payment. This is a hypothetical example calculated using a $180,000 loan, 30-year amortization period, 6.125% loan interest rate, effective property tax rate of $22 per every $1,000 of home value, 25% buyer income tax rate and a 6.9% annual appreciation in the value of home. This particulare set of variables may not match yours; as individual circumstances vary. Pleas consult a mortgage professional for more information.

The numbers don't lie. Putting off the purchase of a $200,000 home for just one year could cost you almost $20,000. How? Let us explain. First of all, interest rates, building costs, land costs and energy costs are steadily rising. Take into consideration the tax advantages, equity and energy savings a new "Energy Advantage Home™" generates, and the cost of waiting becomes apparent.

The Cost of Waiting

Estimate Monthly mortgage payment
(P & I, Taxes and Insurance) = $1,410.24

$325,000 Home

Cost of Home with a 20% Down payment. This is a hypothetical example calculated using a $260,000 loan, 30-year amortization period, 7% loan interest rate, effective property tax rate of $22 per every $1,000 of home value, 25% buyer income tax rate and a 6.9% annual appreciation in the value of home. This particulare set of variables may not match yours; as individual circumstances vary. Pleas consult a mortgage professional for more information.

The numbers don't lie. Putting off the purchase of a $325,000 home for just one year could cost you almost $30,000. How? Let us explain. First of all, interest rates, building costs, land costs and energy costs are steadily rising. Take into consideration the tax advantages, equity and energy savings a new "Energy Advantage Home™" generates, and the cost of waiting becomes apparent.

The Cost of Waiting

Estimate Monthly mortgage payment
(P & I, Taxes and Insurance) = $2,325.62